Patriot Travel Medical Insurance®
Patriot Extreme® Travel Medical Insurance
Patriot Executive® Travel Medical Insurance
Patriot Exchange Program SM
Patriot T.R.I.P.®
Patriot T.R.I.P.® Elite
Patriot T.R.I.P.® Student
Global Medical Insurance®
GEO SM Group
Patriot Group Travel Medical Insurance®
Sky Rescue SM
Student Health Advantage SM
Patriot Group Exchange Program SM
The information above is only a consolidated description of the current international insurance products and trip
cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms
and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate
Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance,
Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange
Program, Patriot Group Exchange Program and Student Health Advantage are administered by International
Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot
T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel
related benefits and services made available by membership in the National Small Business Travel & Health
Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and
Patriot T.R.I.P Student plans are administered by iTravelInsured and underwritten and offered where available
by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where
available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International
Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot T.R.I.P. Student, Patriot
Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Patriot
Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance
and Student Health Advantage are the trademarks, service marks and/or registered marks of International
Medical Group, Inc. © Copyright 2008 International Medical Group, Inc. All Rights Reserved.
cancellation plans available through this website. Please refer to the Certificate Wording for the specific terms
and conditions of each plan concerning eligible benefits, limitations, eligibility and exclusions. Certificate
Wording is available upon request. Patriot Travel Medical Insurance, Patriot Group Travel Medical Insurance,
Patriot Extreme, Patriot Executive, Sky Rescue, Global Medical Insurance, GEO Group, Patriot Exchange
Program, Patriot Group Exchange Program and Student Health Advantage are administered by International
Medical Group, Inc. and underwritten by Sirius International Insurance Corporation. Patriot T.R.I.P. and Patriot
T.R.I.P. Student and Patriot T.R.I.P. Elite are private-label names for trip cancellation insurance and other travel
related benefits and services made available by membership in the National Small Business Travel & Health
Association. The program manager is iTravelInsured®, a wholly owned subsidiary of IMG. Patriot T.R.I.P. and
Patriot T.R.I.P Student plans are administered by iTravelInsured and underwritten and offered where available
by Delos Insurance. Patriot T.R.I.P. Elite is administered by iTravelinsured and underwritten and offered where
available by Delos Insurance Company or Sirius International Insurance Corporation. IMG, International
Medical Group, the IMG block design logo, Patriot T.R.I.P, Patriot T.R.I.P Elite, Patriot T.R.I.P. Student, Patriot
Travel Medical Insurance, Patriot Extreme, Global Medical Insurance, Patriot Executive, GEO Group, Patriot
Exchange Program, Patriot Group Exchange Program, Sky Rescue, Patriot Group Travel Medical Insurance
and Student Health Advantage are the trademarks, service marks and/or registered marks of International
Medical Group, Inc. © Copyright 2008 International Medical Group, Inc. All Rights Reserved.
International travel can be an exciting adventure, but it can also bring many unpredictable
situations if you should need medical care while you're abroad. We provide U.S. citizens and
non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture
or medical system. Whether you need individual coverage for a vacation, or group coverage
for employees in locations around the world, our site has a product to meet your needs. By utilizing
our SelectaPlan, we can quickly direct you to the plan(s) that will best meet your needs, those of
your family, or organization. Below are product descriptions of the International plans we offer. You
have the option of purchasing online or downloading an application and submitting the
completed application via fax or mail.
situations if you should need medical care while you're abroad. We provide U.S. citizens and
non-U.S. citizens with International insurance resources to ease the stress of an unfamiliar culture
or medical system. Whether you need individual coverage for a vacation, or group coverage
for employees in locations around the world, our site has a product to meet your needs. By utilizing
our SelectaPlan, we can quickly direct you to the plan(s) that will best meet your needs, those of
your family, or organization. Below are product descriptions of the International plans we offer. You
have the option of purchasing online or downloading an application and submitting the
completed application via fax or mail.
Individual & family (5 days up to 2 years coverage)
There are two Patriot Travel Medical Insurance products available to meet your
needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained
from a minimum of 5 days up to a maximum of 2 years. Patriot products address the
travel medical insurance needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure anywhere
outside their home country. Coverage includes medical evacuation, repatriation, and
your choice of deductibles and policy limits.
needs, providing up to US$2,000,000 of medical coverage. Coverage can be obtained
from a minimum of 5 days up to a maximum of 2 years. Patriot products address the
travel medical insurance needs of U.S. citizens and foreign nationals who need
temporary medical insurance while traveling for business or pleasure anywhere
outside their home country. Coverage includes medical evacuation, repatriation, and
your choice of deductibles and policy limits.
Extreme athletics and adventure insurance
Patriot Extreme is designed for the adventurous International traveler. Patriot Extreme
provides benefits for those traveling abroad who also intend to participate in a select
group of athletic activities or extreme sports.
provides benefits for those traveling abroad who also intend to participate in a select
group of athletic activities or extreme sports.
Business traveler (annual coverage)
If you are an executive that travels frequently outside your country of citizenship
throughout the year, don't risk finding yourself ill or injured in a foreign country. Make
sure you have a plan that provides appropriate medical coverage. Patriot Executive
provides up to US$1,000,000 of medical coverage for these individuals and their
families.
throughout the year, don't risk finding yourself ill or injured in a foreign country. Make
sure you have a plan that provides appropriate medical coverage. Patriot Executive
provides up to US$1,000,000 of medical coverage for these individuals and their
families.
Cultural Exchange Student insurance plans
Designed for students studying abroad or participants of cultural exchange programs.
Two plan options are available. Basic short term travel plan is an economical plan
while the Standard short-term travel plan is designed to meet the U.S. visa travel
insurance requirements. Plans are available in monthly increments and if a minimum
of 3 months is purchased, coverage may be renewed (without break in coverage)
for a total of 24 months.
Two plan options are available. Basic short term travel plan is an economical plan
while the Standard short-term travel plan is designed to meet the U.S. visa travel
insurance requirements. Plans are available in monthly increments and if a minimum
of 3 months is purchased, coverage may be renewed (without break in coverage)
for a total of 24 months.
Travel Protection for trips up to 30 days
To help protect you from losing money you've spent on travel, there is Patriot T.R.I.P.
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted
during their covered trip due to circumstances such as a sudden and unexpected
illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of
the tour operator, cruise line or airline. Benefits also include coverage in the event of
travel and baggage delay, lost baggage, emergency medical expenses, emergency
medical evacuation and more.
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted
during their covered trip due to circumstances such as a sudden and unexpected
illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of
the tour operator, cruise line or airline. Benefits also include coverage in the event of
travel and baggage delay, lost baggage, emergency medical expenses, emergency
medical evacuation and more.
First Class Travel Protection
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P.
Elite, a premier travel insurance program. You expect top-notch service if the
unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to
travelers who need more coverage than provided by the Patriot T.R.I.P. program. The
Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical,
emergency medical evacuation, travel delay, baggage, trip interruption and adds a new
benefit for violent attacks. Make sure you have the premier protection you need with
Patriot T.R.I.P. Elite.
Elite, a premier travel insurance program. You expect top-notch service if the
unexpected should happen. Patriot T.R.I.P. Elite offers a high level of benefits to
travelers who need more coverage than provided by the Patriot T.R.I.P. program. The
Patriot T.R.I.P. Elite program increases the benefit amount for emergency medical,
emergency medical evacuation, travel delay, baggage, trip interruption and adds a new
benefit for violent attacks. Make sure you have the premier protection you need with
Patriot T.R.I.P. Elite.
Student Travel Insurance Program
Patriot T.R.I.P. Student is a 'budget conscious' travel insurance program designed to
provide important benefits to students for many of those unforeseen circumstances
that may force the cancellation or interruption of a covered trip. This program also
includes coverage for trip cancellation or interruption travel and baggage delay, lost or
stolen baggage, emergency medical expenses and emergency medical evacuation.
provide important benefits to students for many of those unforeseen circumstances
that may force the cancellation or interruption of a covered trip. This program also
includes coverage for trip cancellation or interruption travel and baggage delay, lost or
stolen baggage, emergency medical expenses and emergency medical evacuation.
Individual and family (1 year or longer)
Global Medical Insurance is a long-term, annually renewable, U.S.-style
major medical insurance plan. There are three plan options available: Silver,
Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of
lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime
coverage. Global Medical Insurance offers two areas of coverage to
non-U.S. citizens and to U.S. expatriates who want a quality medical
insurance plan that will respond to their medical needs anywhere in the
world. The two areas of coverage are for people needing coverage
worldwide or worldwide excluding U.S./Canada.
major medical insurance plan. There are three plan options available: Silver,
Gold and Platinum. The Silver and Gold plans provide US$5,000,000 of
lifetime coverage, while the Platinum plan provides US$8,000,000 of lifetime
coverage. Global Medical Insurance offers two areas of coverage to
non-U.S. citizens and to U.S. expatriates who want a quality medical
insurance plan that will respond to their medical needs anywhere in the
world. The two areas of coverage are for people needing coverage
worldwide or worldwide excluding U.S./Canada.
The Global Employer's Option (GEO) Group is one of the most comprehensive
group hospital, surgical, medical and life insurance programs in the world. This
program is designed for employers with employees who are either U.S. or
Canadian citizens who reside abroad and may return to the US or Canada
temporarily (for less than 12 months), or are overseas local and third country
national employees. GEO Group allows employers to carve out their
International employees to provide them with U.S.-style benefits and worldwide
coverage. This program includes medical, dental, life and indemnity benefits for
these employees and their families.
group hospital, surgical, medical and life insurance programs in the world. This
program is designed for employers with employees who are either U.S. or
Canadian citizens who reside abroad and may return to the US or Canada
temporarily (for less than 12 months), or are overseas local and third country
national employees. GEO Group allows employers to carve out their
International employees to provide them with U.S.-style benefits and worldwide
coverage. This program includes medical, dental, life and indemnity benefits for
these employees and their families.
Patriot Group Travel Medical Insurance is designed for organizations who have a
group of 5 or more members that will be traveling together, and are traveling to a
destination that is not the home country of any of the traveling members. Patriot
Group Travel Medical Insurance provides the same benefits as the individual Patriot
Travel Medical Insurance but with a 10% discount for applying as a group.
group of 5 or more members that will be traveling together, and are traveling to a
destination that is not the home country of any of the traveling members. Patriot
Group Travel Medical Insurance provides the same benefits as the individual Patriot
Travel Medical Insurance but with a 10% discount for applying as a group.
Emergency Medical Evacuation
Long-term, worldwide medical insurance for groups of 2 or more international students
Sky Rescue provides emergency medical evacuation and scheduled coverage for
individuals under the age of 65 traveling outside their home country for a minimum of
three months. The plan may be purchased for three months, six months or 12 months
and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility,
Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new
application must also be completed.
individuals under the age of 65 traveling outside their home country for a minimum of
three months. The plan may be purchased for three months, six months or 12 months
and can be rewritten for succeeding or subsequent periods. New Deductible, Eligibility,
Conditions of Coverage and Pre-Existing Condition Exclusions will apply and a new
application must also be completed.
Student Health Advantage is designed to meet the needs of student visa
requirements for group members and their dependents. This plan includes benefits
for maternity, mental health and organized sports. After a period of 12 months,
pre-existing conditions will be covered as well.
requirements for group members and their dependents. This plan includes benefits
for maternity, mental health and organized sports. After a period of 12 months,
pre-existing conditions will be covered as well.
Group cultural exchange student insurance plans
Designed for a group of students studying abroad or participants of a group cultural
exchange program. Three plan options are available. Basic short term travel plan is
an economical plan. Standard short-term travel plan is designed to meet the U.S. visa
travel insurance requirements. Long-term annual plan has the flexibility to be tailored
to meet specific needs of each program and can be renewed annually. Plans are
available in monthly increments and if a minimum of 3 months is purchased, coverage
may be renewed (without break in coverage) for a total of 24 months.
exchange program. Three plan options are available. Basic short term travel plan is
an economical plan. Standard short-term travel plan is designed to meet the U.S. visa
travel insurance requirements. Long-term annual plan has the flexibility to be tailored
to meet specific needs of each program and can be renewed annually. Plans are
available in monthly increments and if a minimum of 3 months is purchased, coverage
may be renewed (without break in coverage) for a total of 24 months.